Abstract
Cloud computing with its powerful feature has been used preliminary in some commercial areas in the world, cloud computing also is used in IT industry, and it is a new revolution in IT industry. Cloud computing is of great concerned for its characteristics of the security and reliability of data mass storages and the low requirement on the customer premise equipment, especially in the financial industry. This paper describes the basic concept, characteristics and development status of cloud computing, and on the basis, the application of cloud computing in the banking industry is discussed, and the possible problems are pointed out.
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