Phát triển quỹ hưu trí tự nguyện tại các doanh nghiệp Việt Nam

Abstract

Development of corporate voluntary pension funds at Vietnamese enterprises are contributed to enhancing financial security and the development of the Vietnamese pension system. The research has developed criterias and conducted qualitative and quantitative analysis of available data to evaluating the current status of corporate voluntary pension fund (VPF) development in Vietnam in period 2016- 2022. The research results show that voluntary pension fund assets follow the GDP growth trend but at a higher growth rate; coverage, level of increase in coverage, new participants and new participation fee revenue of the corporate VPF are not significant; the investment portfolio is not yet diverse and the investment return rate of corporate VPF is gradually decreasing each year. From there, limitations have been pointed out, base on, proposing and recommend solutions to develop the corporate VPF system in Vietnam.