Abstract
Financial intermediaries allow to search risks for insurance and thus they help to achieve greater expansion of trade for insurance companies and they help to choose high quality insurance to the ultimate clients based on their specific requests. In the current financial theory, but also in financial practice, it is paid attention to financial intermediation and financial consultancy. Aim of this paper is a theoretical definition of economic categories in these areas in a broader context, which are essential for the insurance practice. At the same time it is performed analysis of legal rules governing financial intermediation and financial consultancy in the Czech and Slovak Republics, their fundamental differences and specific advantages and disadvantages in their application.
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