Abstract
This study objectives to show the effect of personality traits on entrepreneurial target by using entrepreneurial self-efficacy as a mediating variable and the financial capability as a moderating variable. The research was conducted on students as representatives of the young generation. Currently, many regions need the creation of new economic resources to improve the community welfare where one of the strategies is by creating young entrepreneurs. For that reason, the involvement of higher education institutions in shaping the student’s mindsets and encouraging their entrepreneurial intention is very important. This study focuses on personality traits accompanied by incorporating elements of entrepreneurial self-efficacy and financial capability as variables that are believed to play a role in encouraging student entrepreneurial objective as a representative of the young generation. The study involved 112 students of the Faculty of Economics who were undergoing their third year of education at the University of Ngurah Rai, Denpasar, Bali. Data was collected through questionnaires and processed using SPLS statistical tools. The findings illustrates that personality traits and entrepreneurial self-efficacy have an important influence on entrepreneurial goal. The discoveries also produce evidence that financial capability does not moderate the effect of personal behaviors on entrepreneurial target, which means that if someone does not have a financial capability, it will not prevent him from entrepreneurship because he has personality traits and/or self-efficacy as an entrepreneur. This finding also shows that higher education institutions could play a part in shaping personality traits and student entrepreneurial self-efficacy early with the preparation of a comprehensive curriculum between theory and practice in order to be able to encourage entrepreneurial intention after students graduate from their college.
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