Abstract
The Projeto Gestão Financeira na Palma da Mão, was elaborated aiming to raise awareness of the theme of finance for undergraduates of theCentro Universitário Adventista of São Paulo campus São Paulo – UNASP / SP, and the surrounding community, because it is understood that it is a very important theme for the future of these young university students. The aim of this study was to train individuals more aware and responsible about the use of money, providing a change in behavior and financial attitudes in order to obtain effective results in social and professional life. This study presented the results of the ninth edition of the 2018 project, which began in 2010, data were collected at UNASP/SP. The activities consisted of lectures on the theme in question and application of activities aimed at raising awareness and knowing how their financial health is, in addition, the Mobills, GuiaBolso and Realcash applications were used, allowing participants to “get to know” and become familiar, and then choose one of them, as a tool to control their personal finances. The performance “in degree of ease” of the participants with the applications had the following results with Mobills 85%; GuiaBolso 90% and RealCash 75%, from this result the GuiaBolso application was the highlight for the participants. Thus, we can affirm that most of the students completed the seven stages satisfactorily. For the final considerations, we can affirm that financial education combined with technological resources with own applications, resulted in a significant awareness of young people seeking greater knowledge about finance, in order to be able to make better choices related to money, in the short, medium and long term.
Highlights
In academic life, the profile of the young university student is characterized by the immediacy and speed in the search for information, through different types of electronic media
Financial education promotes in individuals a safer, more assertive posture and a more integrated citizen
With this study, it seeks to show the importance of personal finances to prepare citizens to achieve a healthy financial stability, whose condition enables to carry out short- and long-term planning, and to improve the school performance of these young undergraduates
Summary
The profile of the young university student is characterized by the immediacy and speed in the search for information, through different types of electronic media. Personal finance in the palm of your hand: an experience report people without paid work, and the share of young employees are “sinking” increasingly into debt, compromising a quiet and safe retirement. In this context, the general objective of this study was to train more conscious and responsible individuals regarding the use of money, providing a change in behavior and financial attitudes in order to obtain effective results in social and professional life. In the fifth section the Data Analysis and the sixth section, the Final Considerations
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