PERKEMBANGAN BUM DESA ANNUR DALAM UPAYA PEMBANGUNAN DESA PURWODADI KECAMATAN SUNGGAL KABUPATEN DELI SERDANG

Abstract

BUM Desa is a village business institution managed by the village community in an effort to strengthen the local economy of the community formed based on the needs and potential of the village. BUM Desa is an alternative program in village development efforts, village development that focuses on community empowerment and village economic empowerment. The purpose of this study is to know and describe the implications of the existence of BUM Desa Annur in Purwodadi Village on the efforts to develop Purwodadi Village, as well as to know and describe the factors that affect the development of BUM Desa Annur. Research i This is qualitative with a descriptive approach and uses purposive sampling techniques. Data is collected through interviews, observations, documentation and literature studies. Data is analyzed through four stages, namely data collection, data reduction, data presentation, and conclusion/verification. Based on the results of research implications for the existence of BUM Desa Annur on the development efforts of Purwodadi Village is the occurrence of economic improvement of village communities which is indicated by an increase in the number of UMKM business units in rural communities, and also the absorption of labor as a result of the increasing number of community business units. There are two factors that affect the development of BUM Desa Annur, first the factors supporting the development of BUM Annur Village, namely the people of Purwodadi Village, are the majority of UMKM business actors so that they have superior UMKM potential. Second, the factors that inhibit the development of BUM Annur Village are the lack of business capital owned, the occurrence of bad loans from the community, the absence of good business planning and business feasibility analysis to consider the potential success and challenges of previous businesses.