Abstract
This paper analyzed the period-wise and agency-wise growth of the Kisan Credit Card scheme in Karnataka. The study examined the performance of the KCC scheme by considering the number of operative cards and the amount outstanding from the financial year 2017 to 2022. The paper is based on both descriptive as well as inferential in nature. Statistical tools like mean, Compounded Annual Growth Rate, Chi-square, Correlation, etc, have been used to analyze the data. It is found that the number of operative KCCs and the amount outstanding has grown by 2.98 percent and 31.26 percent on an annual basis respectively over a period of five years. Co-operative banks were found to be ranked first having 66 percent of operative KCCs and 82 percent of the amount outstanding during the year 2021-22. The study suggested that outreach of the KCC scheme should be improved in terms of card issuance as the CAGR is only 2.98 percent during the study period.
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