Abstract
Perceptions of Amanah Ikhtiar Malaysia Borrowers about the Need for Other Aid from AIM besides Financial Aid Credit
Highlights
There are 136 AIM branches throughout Malaysia with a total number of borrowers (Sahabat AIM) of 132, 283 people in which 106,503 people are in Peninsular Malaysia and the remaining 25,780 people are in Sabah and Sarawak (Official Bulletin of Koperasi Sahabat AIM Berhad, 2019)
The most important finding obtained from the interview analysis was that AIM borrowers have demonstrated their understanding of the concept of AIM microcredit loans
Findings from the interview analysis found that overall, AIM borrowers have a very positive view on the efforts made by AIM in helping small entrepreneurs to be resilient in business and growing their existing businesses
Summary
AIM has recorded a total of 377,380 total borrowers from the beginning of the establishment until April 2019 in which more than 98 percent of repayments have been made (Berita Harian, 2019). There are 136 AIM branches throughout Malaysia with a total number of borrowers (Sahabat AIM) of 132, 283 people in which 106,503 people are in Peninsular Malaysia and the remaining 25,780 people are in Sabah and Sarawak (Official Bulletin of Koperasi Sahabat AIM Berhad, 2019). Of the total number of AIM borrowers in Peninsular Malaysia, the highest number of AIM borrowers is in the states of Kedah and Perlis, followed by Terengganu, Perak and Penang and Kelantan (Table 1.1). Number of AIM Borrowes Percentage (%) Kedah dan Perlis Terengganu.
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