PERCEPTION OF SASIRANGAN FABRIC ENTREPRENEURS IN SASIRANGAN VILLAGE, BANJARMASIN CITY ABOUT SHARIA-BASED BUSINESS CAPITAL LOANS

Abstract

This study aims to describe the knowledge of Sasirangan cloth entrepreneurs in Sasirangan Village and their perceptions of sharia-based business capital loans. This type of research is a field research with the character of a case study, which is a research carried out by the author directly going to the research location to get the necessary data. This research is descriptive in nature, namely research that seeks to describe existing problems based on data from interviews with informants and analyzes these data. Data analysis used is data collection, data reduction, data display and drawing conclusions. Furthermore, the data that has been analyzed, explained and interpreted in the form of words to describe the facts in the field, the meaning or to answer research questions which are then taken from the essence. Based on the results of the study, it can be concluded that the knowledge of Sasirangan cloth entrepreneurs in Sasirangan Village towards sharia-based business capital loans is still divided into 3, namely: (1) fairly knowledgeable about providing sharia-based business capital loans, (2) not knowing about providing capital loans. sharia-based business, and (3) very little knowledge about the provision of sharia-based business capital loans The perceptions of Sasirangan cloth entrepreneurs in Sasirangan Village towards sharia-based business capital loans are also diverse, namely: informants who have a good view of providing sharia-based business capital loans because they are banking based on Islamic principles in their management and informants who view that Islamic and conventional banking according to they are the same, meaning they both flower in borrowing.