Pengaruh Suku Bunga, Loan to Deposit Ratio (LDR) dan Pertumbuhan Kredit terhadap Inflasi di Indonesia

Putri Yeni,Syamsul Amar,Alpon Satrianto

doi:10.24036/jmpe.v1i3.5026

Abstract

This study aims to analyze the influence of interest rates, Loan to Deposit Ratio (LDR) and credit growth to inflation in Indonesia. This type of research is descriptive research and uses secondary data in the form of time-series from 2007 to 2016 using the method of multiple linear regression analysis. The results of this study indicate that interest rates have a significant and positive effect on inflation in Indonesia. The Loan to Deposit Ratio (LDR) has a significant and positive effect on inflation in Indonesia. Credit growth has a significant and positive effect on inflation in Indonesia. Based on the results of this study it can be concluded that there is a significant influence between interest rates, Loan to Deposit Ratio (LDR) and credit growth to inflation in Indonesia. Keyword: Inflation, Interest Rate, Loan to Deposit Ratio (LDR), Credit Growth

Highlights

PENDAHULUAN Inflasi merupakan indikator moneter yang sangat penting untuk menganalisis perekonomian sebuah negara, terutama berkaitan langsung dengan dampaknya terhadap variabel makroekonomi
This study aims to analyze the influence of interest rates, Loan to Deposit Ratio (LDR) and credit growth to inflation in Indonesia
The results of this study indicate that interest rates have a significant and positive effect on inflation in Indonesia

Summary

Introduction

PENDAHULUAN Inflasi merupakan indikator moneter yang sangat penting untuk menganalisis perekonomian sebuah negara, terutama berkaitan langsung dengan dampaknya terhadap variabel makroekonomi. Loan to Deposit Ratio (LDR) yang tinggi mengindikasikan bahwa tingkat likuiditas perbankan rendah karena banyaknya kredit yang disalurkan oleh perbankan yang mengakibatkan jumlah uang beredar di masyarakat meningkat dan akan berdampak pada peningkatan inflasi. Oleh karena itu peneliti tertarik untuk mengambil penelitian yang berjudul “Analisis Pengaruh Suku Bunga, Loan to Deposit Ratio (LDR) dan Pertumbuhan Kredit Terhadap Inflasi di Indonesia”

Objectives

Results

Conclusion