Abstract
This study aims to determine the factors that affect the profitability of LPDs by using variable cash turnover, capital adequacy and credit risk. This study hypothesizes cash turnover, capital adequacy, and credit risk and LPD profitability. This research took place in the LPD of the Regency of Gianyar. The sampling method uses probability sampling with proportional stratified random sampling technique. The research data were sourced from LPD financial report data recorded in the Gianyar Regency LPLPD. Analysis of research data using multiple linear regression. The results showed that cash turnover and capital adequacy has a positive effect on LPD profitability in Gianyar Regency. But, credit risk has a negative effect on the profitability of LPDs in Gianyar Regency. Based on the results of the study it is expected that the LPD is able to maintain the level of cash turnover, capital adequacy, and the level of credit risk.
 Keywords : Profitability; Cash Turnover; Capital Adequacy; Credit Risk.
Highlights
This study aims to determine the factors that affect the profitability of Lembaga Perkreditan Desa (LPD) by using variable cash turnover, capital adequacy and credit risk
The results showed that cash turnover and capital adequacy has a positive effect on LPD profitability in Gianyar Regency
Pengaruh Dana Pihak Ketiga, Kecukupan Modal, Risiko Kredit dan Likuiditas Terhadap Profitabilitas Lembaga Perkreditan Desa (LPD) Kabupaten Badung
Summary
Pengumpulan data yang digunakan dalam penelitian ini adalah metode dokumentasi, yaitu teknik pengumpulan data dengan cara menggunakan jurnaljurnal, buku-buku, serta melihat dan mengambil data-data yang diperoleh dari laporan keuangan LPD yang terdaftar pada LPLPD Kabupaten Gianyar. Analisis statistik yang digunakan adalah regresi linear berganda. Analisis regresi linear berganda dilakukan untuk mengetahui hubungan antara lebih dari dua variabel, yaitu satu variabel sebagai variabel dependen dan beberapa variabel lain sebagai variabel independen. HASIL DAN PEMBAHASAN Sampel yang digunakan dalam penelittian ini sebanyak 73 LPD dengan total observasian sebanyak 365 data observasian. Metode pengambilan sampel yang digunakan dalam penelitian ini yaitu metode probability sampling dengan teknik proportional stratified random sampling. Sebelum melakukan analisis regresi linear berganda, dilakukan uji asumsi klasik salah satunya uji normalitas. Berikut merupakan hasil uji normalitas pada penelitian ini.
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