Abstract

The purpose of this study is to analyze the influence of financial knowledge and financial attitudes on sharia financial practices among Indonesian students. This research is a quantitative study using descriptive and verification research methods. Primary data was obtained using a questionnaire from a sample of 328 respondents from 25 provinces in Indonesia. Non-probability sampling with quota sampling techniques was used to select the sample. The data were analyzed using Structural Equation Modeling-Partial Least Square (SEM-PLS) with Smart-PLS software. The results showed that financial knowledge has a significant positive effect on sharia financial practices among Indonesian students. Additionally, financial knowledge has a significant positive effect on financial attitudes among Indonesian students, and financial attitudes have a significant positive effect on sharia financial practices among Indonesian students. Keywords: Financial Knowledge, Sharia Financial Practices, Financial Attitudes.

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