Abstract

The purpose of this study was to axamine the effect of Non Perfoming Financing (NPF) and Financing to Deposit Ratio (FDR) on profitability (ROA) islamic commercial bank in Indonesia. The sample in this study was 4 banks including the foreign Islamic banks in Indonesia. Teh analysis tehcnique used in this study is the multiple linier regression analysis. The results of this study indicate that the NPF and FDR simultaneous influance on ROA. Parsian NPF has a significant negative effect on ROA and FDR has no effect on the ROA.

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