Abstract
The purpose of this study was to determine the effect of non-performing loan (NPL), loan to deposit ratio (LDR), net interest margin (NIM) and capital adequacy ratio (CAR) simultaneously and partially on the profitability of PT. Pedungan Rural Bank. This study uses quantitative research, namely by looking at the financial statements of the I-IV quarters for the 2014-2019 period. The sampling technique used was purposive sampling technique. The data analysis technique used in this research is multiple linear regression analysis technique. It was found that simultaneously the variables of Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR) had an effect on profitability. Partially, Non-Performing Loan (NPL) has a negative and significant effect on profitability. Loan to Deposit Ratio (LDR) has a positive and significant effect on profitability. Net Interest Margin (NIM) has a positive and significant effect on profitability. Capital Adequacy Ratio (CAR) has a positive and significant effect on profitability.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
