Pengaruh Literasi Keuangan, Sikap Keuangan, Dan Perilaku Keuangan Terhadap Kepuasan Keuangan Ibu Rumah Tangga Yang Bekerja Di Kota Kediri

Abstract

Based on statistical data on the divorce rate in the City of Kediri in 2019 and 2020 the main factor causing the most cases of divorce is economic reasons when compared to other reasons. Economic reasons are an indication of not achieving financial satisfaction. Financial literacy, financial attitudes, and financial behavior are thought to have a simultaneous or partial effect on financial satisfaction. The research objective was to determine the simultaneous and partial effects of the independent variables of financial literacy, financial attitude, and financial behavior on the dependent variable of financial satisfaction with housewives as research subjects working in the city of Kediri. The approach used is a quantitative approach to the type of survey research. Samples were taken as many as 100 respondents. The sampling technique was carried out using probability sampling, cluster sampling, and random sampling. This study uses regression data analysis techniques. The results of the study show that financial literacy, financial attitudes, and financial behavior have a simultaneous effect on financial satisfaction. Financial literacy and financial behavior have a partial positive effect on financial satisfaction while financial attitudes have a partial negative effect on financial satisfaction.