Abstract
The aim of this research is to determine the effect of Financial Literacy and Perceived Risk on the Decision to Use ShopeePaylaterthrough Financial Technology in Abdurachman Saleh Situbondo Faculty of Economics and Business Students. The sampling technique used in this research is Purposive Sampling. Data analysis and hypothesis testing in this research used the Structural Equation Model - Partial Least Square (PLS-SEM).
 The results of the direct effect hypothesis test using the Smart PLS 3.0 application, show that financial literacy has a positive and significant effect on Financial Technology, Perceived risk has a positive and significant effect on Financial Technology, Financial Literacy has a positive and significant effect on the decision to use, Perceived risk has a positive but not significant effect on the decision to use, Financial Technology has a positive and significant effect on the decision to use. Financial literacy has a positive and significant effect on the decision to use through Financial Technology. Perceived risk has a positive but not significant effect on the decision to use through Financial Technology.
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
