Abstract
This study reviews the implementation of the commitment of PT Bank X (Persero) Tbk in maintaining the performance of banking with the acquisition of the company's profit increased value and support the process of crediting customers in terms of reducing the risk of non-performing loans or nonperforming loans (NPL), look for a solution of the phenomenon of the problem with declining performance due to reduced employee work discipline, work environment and work motivation. The research goal is to determine and analyze the influence of work discipline, work environment, work motivation simultaneously and partially on the performance of employees in the Division of Consumer Risk PT Bank X (Persero) Tbk. The research method used survey method with explanasi level of associative research. The analysis technique used is multiple regression analysis with the number of data samples as much as 72 respondents. Research by using this correlation and regression analysis model double test the hypothesis: koefisiensi with some determination , test a nova ( fisher test ) , and the t ( student-test ) .Mixed with aid program data spss ( statistic and product services solution .Variables in use in research is bound and dependent variables: performance , while free and independent variables: discipline , the environment and motivation . According to the results of correlation coefficient analysis showed that the relationship variables simultaneously work discipline, work environment and work motivation on employee performance is strong note with correlation coefficient R = 0.753. This means that the interpretation of these figures correlation coefficient in the interval from 0.699 to 0.799 were significantly stronger, thus the degree of correlation between the variables of work discipline, work environment and work motivation on employee performance is strong. Furthermore, to the effect of variable work discipline, work environment and work motivation on employee performance is (Adjusted R Square = 0.547) mean the simultaneous effect of variable work discipline, work environment and work motivation on employee performance is 54.7 percent and the remaining 45.3 percent influenced by other factors not examined. Partial variable relationships work discipline against the employee's performance is significantly with sig value 0,000 strong enough correlation r 0.546 namely, relations in partial work environment on employee performance is significant with 0,000 sig strong enough correlation r value 0.605 and relationships that partially work motivation on employee performance is significant with 0,000 sig with a fairly strong correlation r value which is 0.510. Thus partially relations work discipline, work environment and work motivation on employee performance explained that the First, the relationship of labor discipline (X1) with employee performance (Y) partially was positively and significantly with the beta value terstandarkan = 0,316. This means that the higher the discipline of work will further improve the performance of employees. Second, the relationship work environment (X2) with employee performance (Y) partially was positively and significantly with the beta value terstandarkan = 0.381. This means that the higher the working environment will further improve the performance of employees. Third, the relationship work motivation (X3) with employee performance (Y) partially was positively and significantly with the beta value terstandarkan = 0.320. This means that the higher work motivation will further improve the performance of employees. F-test (ANOVA) showed that the discipline of work, working environment and work motivation on employee performance has a probability value sig = 0.000 or less than the probability of 0.05 (0.000 <0.05). This means simultaneously work discipline, work environment and work motivation have a significant effect on the performance of employees T test results showed that the variables of work discipline has a probability value sig = 0.001, variable work environment has a probability value sig = 0.000 and motivation have a probability value sig = 0,000. These three variables has a probability value of less than 0.05 probability it can be concluded that in partial work discipline, work environment and work motivation have a significant effect on employee performance. Keywords : Discipline, Environment, Motivation, on the Performance.
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