Abstract
ROA is a comparison between pre-tax profit and total bank assets. Factors that can influence ROA must be observed by bank management in order to obtain optimal ROA. Optimal ROA shows that banks are able to make good use of assets owned to generate profits. The purpose of this study was to determine the effect of CAR, NPL, DER and LAR partially on ROA in commercial banks on the IDX for the period 2013-2015. The sample in this study were banking companies listed on the Indonesia Stock Exchange for the period 2013-2015, which totaled 31 banking companies, which were taken using the census method. Data collection is done by nonparticipant observation methods. The data analysis technique used is multiple linear regression. The results showed that there was a significant positive effect between CAR and ROA. NPL shows a significant negative effect on ROA. DER shows a significant negative effect on ROA, and LAR shows a significant positive effect on ROA.
 Keywords: CAR, NPL, DER, LAR, ROA
Highlights
Return On Assets (ROA) is a comparison between pre-tax profit and total bank assets
The results showed that there was a significant positive effect between Capital Adequacy Ratio (CAR) and ROA
Hasil dari penelitian ini menunjukkan bahwa Loan to Asset Ratio (LAR) berpengaruh positif signifikan terhadap Return On Assets (ROA) pada Bank Umum di BEI periode 2013-2015
Summary
Tabel 1. merupakan statistik deskriptif ROA pada bank umum di BEI periode 2013-2015. Rata-rata nilai ROA sebesar 1,5571 dengan standar deviasi 2,06720. Nilai standar deviasi yang lebih besar dibandingkan dengan nilai rata-rata mengindikasikan tinginya kesenjangan atau variasi dari data ROA yang menjadi sampel penelitian. Nilai standar deviasi yang lebih kecil dibandingkan dengan nilai rata-rata menandakan bahwa rendahnya kesenjangan atau variasi dari data CAR yang menjadi sampel penelitian. Nilai standar deviasi yang lebih kecil dibandingkan dengan nilai rata-rata mengindikasikan rendahnya kesenjangan atau variasi dari data NPL yang menjadi sampel penelitian. Nilai standar deviasi yang lebih kecil dibandingkan dengan nilai ratarata mengindikasikan rendahnya kesenjangan atau variasi dari data DER yang menjadi sampel penelitian. Bank Pundi Indonesia, Tbk yaitu sebesar 1820,75 persen pada tahun 2015 sementara yang terendah sebesar 277,55 persen yaitu PT. Nilai standar deviasi yang lebih kecil dibandingkan dengan nilai rata-rata mengindikasikan rendahnya kesenjangan atau variasi dari data LAR yang menjadi sampel penelitian.
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
