PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, DAN NON PERFORMING LOAN TERHADAP PROFITABILITAS LPD

Abstract

The purpose of this study is to explain the effect of CAR, LDR, and NPL on the profitability of LPDs in Mengwi District, Badung Regency, 2014-2016. This research was conducted in all LPDs in Mengwi Subdistrict, Badung Regency, 2014-2016. The number of samples used was 38 LPDs used by probability sampling methods with saturated sample techniques. The type of data used is secondary data obtained from the Badung Regency LPD Empowerment Institute for the period 2014-2016. The method of data collection is the non-participant observation method. This study uses multiple linear regression analysis. Based on the results of the analysis of this study indicate that CAR has a positive and significant effect on the profitability of LPD in Mengwi District, Badung Regency. The LDR has negative no significant effect on the profitability of LPDs in Mengwi District, Badung Regency. NPL has negative and significant effect on LPD profitability in Mengwi District, Badung Regency.
 Keywords: CAR, LDR, NPL, Profitability