Abstract
The purpose of this research is to determine the effects from profit sharing, bank size, FDR, and Bi 7-Day Repo Rate on the collection of thirdparty funds at islamic commercial banks in Indonesia period 2014-2019. The method of analysis used in this research is Multiple Linear Regression model. The sample of this research was 12 islamic commercial Bank in Indonesia period 2014-2019. The result showed that simultaneously these four variables, namely: profit sharing, bank size, FDR, and Bi 7-Day Repo Rate had effect on the collection of thirdparty fundsat Islamic commercial banks in Indonesia in 2014-2019. While partially the profit sharing has a positive and significant effect on third party funds, the bank size has a positive and significant effect on third party funds, the FDRhas a negative and significant effect on third party funds, and Bi 7-Day Repo Rate doesn’t effect on third party funds
Highlights
Pembiayaan Rakyat Syariah dengan usaha berdasarkan prinsip syariah atau jaringan kantor sebanyak 2.929 cabang hukum islam yang diatur dalam fatwa
The purpose of this research is to determine the effects from profit sharing
The method of analysis used in this research is
Summary
DPK mengindikasikan bahwa tingkat kepercayaan nasabah kepada bank semakin tinggi, sedangkan penurunan volume DPK mengindikasikan bahwa tingkat kepercayaan nasabah semakin menurun (Taswan, 2010). Faktor internal adalah faktor yang berasal dari dalam bank syariah sendiri seperti bagi hasil, SIZE, dan FDR. Penelitian Wardati (Mumtazah & Septiarini, 2016) membuktikan bahwa bagi hasil berpengaruh positif dan signifikan terhadap jumlah DPK yang dihimpun oleh Bank Umum Syariah. Hasil penelitian (Riauwanto & Sulastiningsih, 2020) menyebutkan bahwa total aset berpengaruh positif signifikan terhadap Dana Pihak Ketiga Bank Umum Syariah. Sedangkan hasil penelitian berbeda dilakukan oleh (Abdaliah & Ikhsan, 2018) menyatakan bahwa ukuran bank tidak berpengaruh terhadap jumlah deposito mudharabah pada perbankan syariah. Penelitian bunga berpengaruh negatif terhadap dana (Rabsya, 2017) mengatakan bahwa FDR pihak ketiga BUS di Indonesia. Hasil penelitian lain bertentangan dengan penelitian tersebut yang dilakukan oleh (Diyanto & Savitri, bahwa tingkat suku bunga (BI Rate). Selain faktor terhadap volume deposito Bank Umum internal, Dana Pihak Ketiga juga.
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