PENERAPAN MITIGASI RISIKO PEMBIAYAAN OTO iB HASANAH PADA BNI SYARIAH KCP GRESIK

Abstract

The objective to be achieved is to find out the application of Oto iB Hasanah financing risk mitigation to BNI Syariah KCP Gresik. The application analysis is done by collecting data by interviewing several BNI Syariah KCP Gresik employees, then drawing conclusions. This research uses a qualitative method with a descriptive approach. Data collection techniques used are interviews, observation, and documentation. The type of research used is a combination of literature review and field research, namely research that collects data in the field. The results of the study were analyzed to obtain conclusions. The object of this research is BNI Syariah KCP Gresik. The results show that the application of Oto iB Hasanah financing risk mitigation to BNI Syariah KCP Gresik has been analyzed using risk mitigation techniques with financing analysis (5C and 7A) and credit risk mitigation techniques, then juxtaposed with Standard Operating Procedures (SOPs) and developed theories.