Penelitian Semula Akad Mudharabah: Satu Kajian dari Perspektif Tahaluf

Abstract

This article aims to re-examine the mudharabah contract from the perspective of tahaluf. Mudharabah here means the framework to run a business in the field of economy, whereas tahaluf here means an agreement made between two parties or parties to achieve certain goals as long as it does not violate Islamic law. By having three elements in the mudharabah contract namely guarantee, justice and benefit, this study is conducted to review the concept of mudharabah from the perspective of the agreement (tahaluf) in Islam. It is to answer the question, is it true that the mudharabah contract is fulfilled with the tahaluf concept? This study was conducted using library research and content analysis. Library research is used to obtain secondary data, while content analysis is used to analyze the data. The result, mudharabah muqayyadah is the most suitable practice of tahaluf concept. It is linked to three distinct tahaluf features that have an agreement period, cancellation of the agreement if betrayed and have a clear agreement agreement. In addition, three conditions are ensured in accordance with the mudharabah contract namely loyalty, wise management and ukhwah. Only the one principle that can be achieved in the mudharabah contract is the principle of peace.