Pendistribusian Dana Zakat Infak Sedekah (ZIS) untuk Pemberdayaan Masyarakat Studi Kasus BMT Amanah Ummah Sukoharjo

Sumarni Sumarni

doi:10.29040/jiei.v4i2.261

Abstract

This study aims to determine: 1) The position of Baitul Mal at BMT Amanah Ummah 2) Model of financing BMT Amanah Ummah for the dhuafa (poor people). 3) Distribution of ZIS funds for community empowerment in BMT Amanah Ummah. This method of research used descriptive qualitative approach. This research was conducted in BMT Amanah Ummah Sukoharjo in June until August 2016. The subject of the study was Amil treasury of BMT Amanah Ummah. Informants were Baitul Mal employees and mustahiq. Method of collecting data was done by observation, interview and documentation. The results of this study, namely, 1) The separation of management between Baitul Mal and Baitul Tamwil. The Baitul Mal of BMT Amanah Ummah has its own manager and management. 2) Model of financing for the dhuafa at the Baitul Mal of BMT Amanah Ummah is to use qardhul hasan financing agreement, in the form of revolving fund used to finance or develop dhuafa’s bussiness. 3) The distribution of funds of Zakat Infak and Sedekah (ZIS) at Baitul Mal BMT Amanah Ummah is allocated to programs of empowerment, health, education and charity. A larger portion of fund is allocated to the development programs.

Highlights

This study aims to determine: 1) The position of Baitul Mal at Baitul Mal wat Tamwil (BMT) Amanah Ummah 2) Model of financing BMT Amanah Ummah for the dhuafa. 3) Distribution of Zakat Infak Sedekah (ZIS) funds for community empowerment in BMT Amanah Ummah
This research was conducted in BMT Amanah Ummah Sukoharjo in June until August 2016
3) The distribution of funds of Zakat Infaq and alms (ZIS) at Baitul Mal BMT Amanah Ummah is allocated to programs of empowerment, health, education and charity

Summary

Kembali modal

“Bahwa Nabi Shallallahu ‘alaihi wasallam melarang melakukan dua transaksi dalam satu transaksi jual beli” (Hadits At-Tirmidzi dan Ibnu Hibban)” Implementasi pendistribusian ZIS untuk pemberdayaan masyarakat pada BMT Amanah Ummah Sukoharjo. Program-program yang ada pada Baitul Mal BMT Amanah Ummah Sukoharjo meliputi program pemberdayaan, pendidikan, kesehatan dan charity. Sumber utama yang digunakan dalam program pemberdayaan pada BMT Amanah Ummah adalah berasal dari infak dan sedekah. Berdasarkan hasil penelitian dapat diketahui pada program pemberdayaan tampaknya BMT Amanah Ummah Sukoharjo menetapkan skala prioritas yang lebih besar pada bantuan ekonomi produktif dalam bentuk pemodalan dan pembinaan usaha. Model pembiayaan untuk dhuafa pada BMT Amanah Ummah Sukoharjo adalah dengan menggunakan akad pembiayaan qardhul hasan. Pendistribusian dana zakat infak dan sedekah (ZIS) pada Baitul Mal BMT Amanah Ummah Sukoharjo dialokasikan untuk programprogram pemberdayaann, kesehatan, pendidikan dan charity. Mengenal Hukum ZIS (Zakat Infaq dan Sedekah) dan pengamalannya di DKI Jakarta, Jakarta: Badan Amil Zakat dan Infaq/Sedekah DKI Jakarta

Melalui Lembaga Keuangan Mikro Syariah

Mikro Dalam Pemberdayaan Ekonomi