Abstract
BAZNAS Sukabumi Regency has a superior program named Micro Enterprise/ Bangkit Usaha Mikro (BUMI) that based on Zakat Civilization’s Village/ Desa Peradaban Zakat (DPZ) of mosque which is carried out following local socio-cultural community factors, by spiritual and material empowerment at the same time in accordance with its motto ngaji (ruhani) or spiritual empowerment and ngejo (rupiah) or material empowerment. This study aims to determine the success level of the mustahiq empowerment program through the BUMI DPZ program in BAZNAS, Sukabumi Regency. The research that will be used is a survey research by conducting interviews and using a questionnaire, with descriptive analysis methods and qualitative approaches, in the form of collecting facts in the field from interviews in the form of questionnaires to respondents. The results show that the success level of the BUMI DPZ BAZNAS program in Sukabumi Regency in terms of rupiah development is still low due to various obstacles, including the mentality of the assisted residents (mustahiq) who are still in consumptive orientation is still quite difficult to changing to be a productive one and already familiar with the usury system coupled with the limited number of assistants who at the same time have to deal with other institutions that offer assistance programs with interest-bearing loans, even though assistants play a major role in changing the people's mindset as well as agents of change to create empowered community conditions, while in terms of ruhiyah development it can be said to be successful with community assistants activeness to follow routine recitation held by a companion and have routinely issued
Highlights
Ahsan (2009) mengungkapkan bahwa Indonesia sebagai negara berkembang memiliki banyak masalah dalam bidang perekonomian, salah satunya adalah masalah kemiskinan yang kondisinya masih sangat memprihatinkan, pernyataan ini selaras dengan yang dikemukakan oleh (Efendi, 2017) dan (Farida, 2019)
This study aims to determine the success level of the mustahiq empowerment program through the Bangkit Usaha Mikro (BUMI) Desa Peradaban Zakat (DPZ) program in BAZNAS, Sukabumi Regency
The results show that the success level of the BUMI DPZ BAZNAS program in Sukabumi Regency in terms of rupiah development is still low due to various obstacles, including the mentality of the assisted residents (mustahiq) who are still in consumptive orientation is still quite difficult to changing to be a productive one and already familiar with the usury system coupled with the limited number of assistants who at the same time have to deal with other institutions that offer assistance programs with interest-bearing loans, even though assistants play a major role in changing the people's mindset as well as agents of change to create empowered community conditions, while in terms of ruhiyah development it can be said to be successful with community assistants activeness to follow routine recitation held by a companion and have routinely issued
Summary
Ahsan (2009) mengungkapkan bahwa Indonesia sebagai negara berkembang memiliki banyak masalah dalam bidang perekonomian, salah satunya adalah masalah kemiskinan yang kondisinya masih sangat memprihatinkan, pernyataan ini selaras dengan yang dikemukakan oleh (Efendi, 2017) dan (Farida, 2019). ZIS memiliki peranan sebagai sumber dana sosial ekonomi ummat yang pendayagunaanya dapat dikelola oleh badan atau lembaga amil zakat secara produktif sehingga tidak terbatas pemanfaatan secara konvensional semata melainkan lebih dari itu, dengan memberikan zakat produktif sebagai bantuan modal usaha dapat dijadikan program pengentasan kemiskinan dan pengangguran. Dari penjabaran penelitian sebelumnya maka dapat dilihat bahwa kebaruan yang ada dalam penelitian ini yang berbeda dengan studi yang sudah ada sebelumnya yaitu, objek atau tempat penelitian yang berlokasi di BAZNAS Kabupaten Sukabumi dan fokus penelitian terhadap program unggulan Bangkit Usaha Mikro berbasis Masjid Desa Peradaban Zakat (BUMI DPZ) yang dijalankan mengikuti faktor sosial budaya masyarakat setempat, dengan melakukan pemberdayaan secara spiritual dan. Material sekaligus sesuai dengan mottonya ngaji (ruhani) atau pemberdayaan secara spiritual dan ngejo (rupiah) atau pemberdayaan secara material, sebuah program pemberdayaan yang belum dijalankan oleh lembaga atau badan amil zakat lainnya, oleh karena itu tujuan dari penelitian ini adalah untuk mengetahui tingkat keberhasilan program pemberdayaan mustahiq melalui program BUMI DPZ di BAZNAS Kabupaten Sukabumi
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