Abstract
The present study is related with the impact analysis of Pathargama PACS in Godda district of Jharkhand. The PACS under study has 1812 members out of which 12 persons are in the Board of Directors of the society include 5 women and 1 ST members. Vaidyanathan study team provides financial as well as non-financial assistance to only eligible Societies. Eligibility criteria comprise improvement is management and record keeping, efforts taken to improve recovery performance and aiming at enhance overall efficiency. The concerned committee fulfils the criteria. Hence it was provided assistance of Rs 232000 from the DCCBs Godda which was given fund by NABARD through the Government of Jharkhand. The fund obtained was utilized by the society for legislative reformed brought about in the Bye-Laws by the state government. It provided reduction in government intervention such as voting right to members, limiting supervisory power of the Government and increase in composition of its functions. The Society adhered to the programme of providing and attending training courses organized by the BIRD, DLTs and CAS. Vaidynathan committee also effected technological reforms and attempted to provide Internet facility to the society. In this attempt the society has not been successful till date. Attempts have been taken to improve recovery performance regularity in holding meetings, according larger membership to weaker sections of the society and enlargement of financial capacity and it’s functioning in addition to credit activities.
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