Optimization of the Mechanism of Natural and Climate Risk Insurance at the Macro- and Meso-levels of the National Economy

Abstract

Ukraine has geographical conditions for development of different industries affected by natural and climatic factors. It is necessary to optimize the mechanisms of risk insurance. Modifications of the risk insurance, ways to improve its effectiveness are outlined. Selection of a multi-risk solution for the insurer for strategic findings of it as a player is appropriate based on business environment or the nature of the business of the insurers. Algorithms for minimizing uncertainty in relation to the national economy as a whole, based on risk matrices, with zones 0 and FGK algorithms are determined. Insurance mechanisms with elements of game theory are formed. The optimization measures allow concluding hybrid multi-risk contracts and formation of a model of public-private partnership with state support.