Abstract
AbstractThis paper discusses the development of conceptual model for measuring user acceptance of Islamic Fintech service based on the Unified Theory of Acceptance and Use of Technology (UTAUT). We adapt 4 (four) constructions developed by Venkatesh et al. in 2003, then add a new construct of Islamic Principle. The new constructions including Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), and Facilitating Condition (FC), and Islamic Principle (PI). As a proof of concept, we discuss when the conceptual model is adapted to the case of Indonesia, which is the first largest Muslim population in the world.KeywordsFintechIslamic FintechUser acceptanceUTAUT model
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