Abstract
I consider the recommendations of the Expert Panel on Older Workers (2008) with regard to Wage Insurance (WI) and Employment Insurance (EI). I argue that there is scope for a limited demonstration project of WI to further assess feasibility and effectiveness, but note that a number of design issues remain open. I assess the fundamental review of EI proposed in the Panel report, concluding that many of the proposals amount to a form of experience rating and an expanded conditioning of policy on individual characteristics. I evaluate such proposals in light of theoretical work on optimal unemployment insurance.
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