Abstract
The UK Secretary of State for Business, Innovation and Skills, Dr. Vince Cable, MP, speaks about the problems and issues of the UK banking industry. The lack of attention given to banking in economics is criticised. The excessive size and concentration of UK banking are pointed out. Solutions are being pondered. The secretary of state speaks about changes and the way forward in the UK banking sector, pointing out increased competition due to new challenger banks and institutions, government policy initiatives, and the re-creation of relationship banking via initiatives to create local, community banks.
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