Observation on AHP Analyzing Constraints for the Development of Enterprise Annuity in China

Abstract

The paper uses AHP to make quantitative analysis on the important factors restricting the development of enterprise annuity in China. From the perspective of macro development environment of enterprise annuity, and the enterprise and the employee, the paper makes comprehensive analysis on the factors influencing enterprise annuity in China. Analyzing from the ranking of influencing factors, the paper achieves the most important factor making the enterprise annuity develop slowly, deficient economic strength of enterprises and macro policies. In resent years, with the promotion and practice of the government, and the active participation of financial institutions, the enterprise annuity has got primary development, but it develops slowly, which is difficult to make supplement on basic endowment insurance, and is unbecoming to enterprise annuity which is the second pillar of social security system in China. According to the previous calculation, from 2011, the increment of enterprise annuity fund has achieved more than 1 00 billion yuan in China. However, in general, the enterprise annuity is the stage of starting and exploration. Therefore, analyzing the reasons making the enterprise annuity develop slowly and proposing the solutions has great practical significance to promote rapid development of enterprise annuity and fully play the role of it complementing social old-age insurance.