Abstract
The purpose of the present study is to comprehensively evaluate the present status of the Internet of Things (IoT) in fintech ecology and ahead. The study finds that the concept of communication between the devices and financial technology is not new yet only a considerable number of studies are done on IoT in fintech. The study highlights that both the IoT and fintech show an upward trend in the marketspace. Then, the study identifies that the increase in the demand for blockchain, Internet, mobile network, cloud storage, and IoT devices among the organization are the key drivers of IoT in fintech. The study also shows that the issues related to sustainable energy, digital payments, and security are the current area of applications and challenges for IoT in Fintech. Thereafter, the study concludes that the growth of neurotech will influence the next-generation IoT in fintech as the catalytic agent. Neurotech-enabled IoT (NIoT) in Fintech will enhance the man, machine, and memory (3Ms) relationship for business process innovation.
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