Abstract

I provide new evidence on the effects of state and the ACA dependent mandates by compiling original legal data on the timing and content of initial state adoption of these laws during the 1980s to present. Using this data, I show mandates led to a large and robust increase in young adult insurance coverage and leads to significant differences when replicating prior work. I find supporting evidence that most of the ACAs impact came from self-insured firms adhering to the federal mandate. Mandates led to increased educational attainment, decreased the likelihood of having a child in the past year and affected labor supply decisions of young adults.

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