Abstract
The average American works for the majority of his or her adult lifetime. During those years there is a steady stream of income to keep up with living expenses. Most people look forward to that wondrous day when they can retire, relax and enjoy the rest of their life without going to work everyday. Pension plans, 401(k) and IRA’s are some of the ways working men and women prepare for this time in their life when they no longer have a weekly paycheck to rely on. Some are provided for by their companies, some are paid into by the worker, and some are a combination of both, but all are ways that each and every person can help to plan for their retirement so that that time can truly be an enjoyable one.
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