Abstract

During 1961 nearly 4½ million persons were injured in automobile accidents in the United States. It is important to diminish this carnage and mend the broken bodies and lives it has caused. Seat belts, originally recommended by the American Medical Association, have reduced serious accidents and will reduce them further, but in spite of this, better repair of broken bodies must also be developed. How can this job be done best, both medically and financially? One reinsurance company president has been carrying on a campaign to have the automobile liability insurance business re-examine its usefulness. It is not filling a maximum need. Too much emphasis has been placed on protection of the driver, in shielding him against the financial consequences of his acts. A plan should be designed to serve legitimate interests as effectively and economically as possible. Getting the driver off the hook and the victim back on his

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