Abstract
Employing the pilot credentials of chief executive officers (CEOs) as a proxy of the proclivity for venturing into uncharted territories and pursuing novel experiences, this study finds that pilot CEOs are associated with higher intensity of FinTech adoption. This positive association is more pronounced in firms with a powerful CEO and less significant in financially constrained firms, suggesting that the impact of pilot CEOs on FinTech adoption is affected by the CEO's power and the firm's access to external financial resources. Overall, our evidence advances the understanding of the role of CEO characteristics in driving FinTech adoption.
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