Multi-Dimensional Data Collection and Intelligent Analysis Platform Design for Insurance Consumer Rights Protection Mechanism in the Era of Financial Technology

Abstract

This article proposes a way to improve the country’s financial consumer rights protection related systems and laws through multi-dimensional data collection and intelligent analysis platforms to strengthen the regulation of financial institutions’ business behaviors, by learning from the foreign financial consumer rights protection practices and legislative experience. Insurance companies rely on Internet information. Technology to develop Internet insurance business through online transactions. In the context of the rapid development of Internet financial technology, how to better protect the rights and interests of insurance consumers should combine the characteristics of Internet insurance in financial technology innovation, and focus on the protection of consumer rights, improve relevant legislation, improve the regulatory system, and improve insurers. Establish a diversified dispute resolution mechanism, and improve the insurance consumer rights protection mechanism in financial technology innovation.