Abstract
In January-August 2014, growth in mortgage housing lending continued. As of September 1, 2014, Rb 1.07trillion worth of 619,026 mortgage housing loans was extended; that is 27.47% and 36.33% more in quantitative terms and monetary terms, respectively, as compared to the respective period of 2013. As of September 1, 2014 the outstanding debt on MHL in the amount of Rb 3.2 trillion exceeded by 33.44% the debt as of September 1, 2013. There is still a positive trend of decrease in the share of the overdue debt on MHL in rubles in the outstanding debt (0.87% as of September 1, 2014) and growth in the volume and share of the debt on MHL without overdue payments (95.59% as of September 1, 2014) in the total debt. In August 2014, the weighted average monthly rate on MHL in rubles increased by 0.05 p.p. and became equal to 12.27% against 12.2% as of June 1, 2014.
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