Abstract
Annotation: This article includes the main directions of family development in modern Russia. The purpose of the study is to justify the need for government support for the family. The subject of the study are the decisions of the modern Russian family regarding the taking of mortgages and the birth of children.
 To achieve the goal, the following tasks were set: to consider the main decisions taken by the modern Russian family, depending on the family income, using game theory to analyze these decisions and interpreting the results. The main methods for conducting the study were analysis, formalization, induction, etc.
 The result of the work is the identification of a number of causes of low fertility in most Russian families, as well as the identification of the main directions of assistance to the family institution on the part of the state.
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