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Abstract
Purpose: In recent times, the Indian microfinance industry is one of the fastest growing sectors for the development of Indian economy. Basically, the Microfinance Institutions (MFIs) are concentrated only in some specific regions of the country. Using data on MFI penetration and demographic, socioeconomic and historical determinants, this article examines possible explanations for the high concentration of MFIs in the state of Odisha, India.
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