Mengenal Investasi Dalam Dunia Syariah

Abstract

Trading activities and business in accordance with sharia (Islamic law) are the ones that are not to do with unlawful products or services such as forbidden food, gambling or disobedience, including those classified as the unlawful practices such as usury, gharar and maysir. In fact, not all trading and business activities comply with shari'a. For that reason, the ulema (Muslim scholars) fatwa (verdict) is needed to ensure the fulfillment of these qualifications. The fatwa on the halal-haram of sharia financial transactions in Indonesia is stipulated by the Indonesian Ulema Council (MUI) through the so-called National Sharia Council (DSN) with the help of practitioners and its implementation is with the help of the Sharia Supervisory Board (DPS). One of the important milestones in the development of sharia economy in Indonesia is the operation of Bank Muamalat Indonesia (BMI) in 1992. Sharia banking is increasingly prevalent after the issuance of Law No. 10/1998 which enables banks to run dual banking system or conventional banks to establish sharia divisions. On this stand, the conventional banks began to take advantage and open sharia business units. No wonder if the development of sharia banking is quite rapid. The main factor that supports the development of sharia economy in Indonesia in the future is the population of Indonesia which is predominantly Muslim. In addition there is increasing awareness of Muslims in investing in accordance with sharia. Given the importance of investment as one of the economic behaviors, it is also important to understand the theory and practice of investment.