Abstract

Technology can help microfinance institutions to reduce costs, improve efficiency, and increase outreaches. Modern technology based solution proves proficient in enabling micro financing institutions to conceptualize, develop and operate projects for financial inclusion. It supports sector initiatives, which are aimed at enabling rural and remote un-banked areas to enjoy the benefits of formal financial products and services. The entry of technology has opened more options in the field of finance that lead to lower costs, greater efficiency, real time information and better customer service. Micro finance offers a great, largely untapped market for modern technology and a chance to make a big difference in outreach, sustainability and its impact. MGNREGA is the largest program for financial inclusion by the Central government. MGNREGA includes several components that may serve as the basis for a quantifiable definition of success in terms of Financial Inclusion. E-governance emphasize on all aspects of monitoring and evaluation, physical and financial planning, management of social and physical infrastructure, and enhancement / restructuring of existing facilities, facility management. In all these areas, there is a special emphasis on spatial dimensions. Geomatics, is the synergy of multiple disciplines, has evolved as a separate discipline dealing with spatial and non-spatial information, its method of acquisition, organization, classification, analysis, management, display and dissemination. It provides not only the answers for macro-level planning but also state-of-the-art models to the government in the context of decentralized planning for sustainable development in rural areas. The present work focuses on developing a Web GIS integrated framework for planning infrastructural facilities up to village level under MGNREGA. The spatial utility maps for infrastructural facilities existing at village level have been created using GIS. The spatial gaps in the existing facilities have been examined to plan for the new facilities. This not only helps to create annual plan for each location but also perspective plan for longer period. The proliferation of geographic information system (GIS) conveys the need for research to provide a greater understanding in the area of ecommerce. The present study integrates the advantages of Geomatics technology and the man power of MGNREGA for the rural development activities.

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