Machine learning-based offline signature verification systems: A systematic review

Abstract

The offline signatures are the most widely adopted biometric authentication techniques in banking systems, administrative and financial applications due to its simplicity and uniqueness. Several automated techniques have been developed to anticipate the genuineness of the offline signature. However, the recapitulate of the existing literature on machine learning-based offline signature verification (OfSV) systems are available in a few review studies only. The objective of this systematic review is to present the state-of-the-art machine learning-based models for OfSV systems using five aspects like datasets, preprocessing techniques, feature extraction methods, machine learning-based verification models and performance evaluation metrics. Thus, five research questions were identified and analysed in this context. This review covers the articles published between January 2014 and October 2019. A systematic approach has been adopted to select the 56 articles. This systematic review revealed that recently, the deep learning-based neural network attained the most promising results for the OfSV systems on public datasets. This review consolidates the state-of-the-art OfSV systems performances in selected studies on five public datasets (CEDAR, GPDS, MCYT-75, UTSig and BHSig260). Finally, fifteen open research issues were identified for future development.