Abstract

Mutual insurance societies constitute a small part of the Polish insurance market, dominated by insurers operating in the form of joint-stock companies. However, recent years have seen a kind of renaissance of mutual insurance, including the establishment of mutual insurance companies for specific industries. At the same time, the legal framework for this form of insurance activity remains incomplete and does not keep up with the changing market environment. It applies, in particular, to the regulations of the bodies of mutual societies, which do not comply with the dynamic modifications introduced in commercial law in recent years. The author of the article discusses the basic issues related to the design and operation of the bodies of a mutual society, reviews the historical changes to those regulations, analyzes the application of joint-stock company regulations to bodies of mutual societies and finally formulates de lege ferenda conclusions.

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