Abstract
The FSAP assessment : the European Banking Federation point of view Did the realization of the large market of financial services progress ? Incontestably from the point of view of the companies and the institutional investors which profit from the wholesale markets which the process of integration has quite progressed. On the other hand, for the consumers, progress is limited, for the moment, to the introduction of the euro - only for twelve countries, because retail markets are still national markets. For investment banking activities, the progress of the markets integration is quite important. But a real political will to achieve the integration will be necessary. And a lot of things have to be done in the retail financial market area. JEL classification : F36, G21, G24, G28
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