Abstract
The aim of this study is to determine the asset quality of publicly owned deposit banks operating in Turkey by examining the 11-year financial statements covering the years 2010-2020 and to rank the banks using the integrated Entropy-TOPSIS method. As of February 2022, there are 51 banks in Turkey. 11 of these banks are deposit banks. Among the deposit banks, the number of state-owned deposit banks is three. In the study, financial ratios related to the asset quality of 3 state-owned deposit banks operating in Turkey for the period 2010-2020 were calculated. Then, criteria weights were calculated with the Entropy method and the banks were ranked with the TOPSIS method. According to the results obtained from the study, when analyzed in terms of state-owned banks, it is seen that Ziraat Bank with the code B1 took the first place in the 11-year period, although there are some differences from year to year in the rankings of banks with good asset quality. At the same time, it has been determined that Vakıfbank and Halk Bank, coded B2 and B3, generally share the second and third places, and their scores are very close to each other. In addition, banks are required to review their asset investments and credit policies in order to protect them from liquidity and credit risk, and it is recommended to take measures regarding bad loans and non-performing loans.
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