Issues of improving the mechanisms for regulating the liquidity of commercial banks in developed countries

Abstract

This article discusses the improvement of liquidity regulation mechanisms for commercial banks in developed countries. This article will consider such concepts as “liquidity”, “liquidity management”, “liquidity management mechanism”, and the existing approaches to its definition, as well as the bank’s information infrastructure, which is necessary and sufficient for the implementation of effective liquidity management. It should be noted that the emphasis will be placed on the aspects and approaches to liquidity management directly by the commercial bank itself, and not on prudential or other norms aimed at assessing the risk of a bank losing its liquidity. The purpose of this article is to consider the existing approaches to liquidity management, their advantages and disadvantages, for possible use in the future as basic ones for the planned study.