Abstract
When concluding the insurance contract, or shortly thereafter, the underwriter is obliged to hand over policy holder document on insurance that reflects the content of the contract and is proof that the contract was concluded. This document is usually an insurance policy. Other documents that are issued are Binder and certificate, or certificate of concluded insurance contract. In this paper the author considers the rules governing the obligation of having and delivering the documents related to the insurance policy holder, the contents of the insurance contract and policy, as well as the rights and obligations of the parties if the content of the insurance policy deviates from the concluded insurance contract, as well as issues of importance for the binder. Solutions of Serbian law with solutions from comparative law are compared, including provisions of the Principles of European insurance contract law and newspapers that are proposed in the Draft Civil code of the Republic of Serbia. The author suggests certain shortcomings and inconsistencies in the solutions that are proposed in Draft Civil code of the Republic of Serbia regarding documents of insurance and gives suggestions for corrections and improvements to this article.
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