Islamic Wealth Management: Qur'anic Approach

Abstract

Wealth has an important role in human life, especially in this era. Basically, human activities related to wealth consist of three things, namely activities to build wealth, to manage wealth and to spend wealth. All of these activities must be managed well in order to achieve the goal of wealth ownership. The best wealth management is one which is in accordance with the guidances of the Giver of wealth, Allah SWT. These guidances are contained in the Qur’an and Sunnah that are elaborated by the method of interpretation, one of them is the thematic interpretation. This article elaborated on Islamic wealth management in the perspective of the Qur’an by applying the thematic interpretative method. This method also used Sunnah as source in interpretating the Qur’an. The main guideline regarding wealth management is the prohibition on seeking, managing, and spending wealth in a vanity manner in various forms. The correct management of wealth according to Allah’s guidances will lead the owner of the wealth to have overflow of al-baqiyat al-salihat savings that are very useful in this world and the hereafter, so their lives will be prosperous and happy in this world and the hereafter.
 Keywords: Islamic wealth management; thematic interpretative method; zakat; al-baqiyat al-salihat