Abstract
This attitude, however, did not prevent industry spokesmen from repeating, perhapis for purposes of self-assurance if nothing else, the standard anti-consideration arguments, often including references to the few court decisions that both dealt with the subject and concurred with the industry position.2 Recent industry position papers on the topic have been more sophisticated,3 and the strict question of legality of consideration under the rate-making statutes has not generally been raised in print. The question is, however, not irrelevant-since insurance regulators are still occasionally
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