Investment contract as a basis for obtaining housing: theory and practice problems

Abstract

The investment contract, as a mechanism that allows you to get housing, is gaining more and more popularity in modern housing construction. This tool becomes key in ensuring access to housing for broad segments of the population and contributes to the development of housing construction. However, along with its advantages, the investment contract causes several problems in both theoretical and practical aspects. In the current economic instability in Ukraine and the difficult financial situation of a large part of the population, the search for affordable and effective ways to realize the dream of owning a home has intensified. In this context, new buildings are especially popular as objects that provide an opportunity to purchase housing during the construction stage. Investment contracts certainly remain among the most profitable in this process. Purchasing at the construction stage allows you to reduce costs as much as possible, and later sell at a higher price when the object is ready for operation, reducing the tax burden. However, having chosen this path, future owners face the risk of an unforeseen situation, since there are almost no guarantees for investors to invest in residential construction without complying with the law or the terms of the contracts. In this context, studying the problems of the theory and practice of the investment contract as a basis for obtaining housing is an urgent task. On the one hand, it is necessary to carefully analyze the theoretical foundations of the investment contract and its place in the system of legal regulation. On the other hand, it is important to consider the practical experience of using this tool, identify the problems faced by participants in housing construction, and propose ways to solve them. In this work, we will reveal the essence of the investment contract as a mechanism for obtaining housing, analyze the theoretical aspects of this issue, consider the practical experience of using investment contracts in housing construction, and identify the main problems that arise in this area. Such an analysis will make it possible to draw conclusions about the effectiveness of using an investment contract as a tool for obtaining housing and to determine directions for further research in this area.